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A letter from Josh Heikkila in Ghana

October 201o

The Evangelical Presbyterian (EP) Church of Ghana witnesses to Jesus Christ not only in its chapels, but in its school, health clinics, agricultural facilities and development projects. Much of its Christian service is coordinated by the church’s Development and Relief Agency, EPDRA.

In recent years, the church has begun an innovative Micro Credit and Savings Scheme to encourage savings and investment among the over 50 percent of the population that works in the informal sector of the economy.

Photo of a man getting on a motorcycle.

An EPDRA employee about to set off for the Hohoe market.

Happy Isaaka, an EPDRA employee, travels by motorcycle through the town of Hohoe, collecting about a dollar a day from the women and men who work in the market, who sell and trade goods along the roadside, who are carpenters and tailors and who grow, harvest, cook and sell food.

After a certain amount of time — usually one to six months — the money is returned to the account holder. With this lump sum, they are able to improve and invest in their businesses. After six months, an account holder also becomes eligible for a loan.

The program began in Hohoe in July 2009. After one year, almost 300 people had signed up. More than half of the participants come from the town’s Muslim community. For them, the EP Church is a trusted and caring institution, one that truly knows how to follow the teachings of Jesus Christ.

Prayer: God of the fields, market stalls and roadside stands, we pray for all who labor to provide for themselves and their families. We lift up to you the Evangelical Presbyterian Church of Ghana and its Development and Relief Agency. May you help the church nourish your people in body, soul and spirit, with life-giving faith in Jesus Christ.


The 2011 Mission Yearbook for Prayer & Study, p. 48